:root{--navy:#0f1b33;--navy2:#1a2b4d;--ink:#1a2233;--muted:#5d6779;--cream:#f7f3ec;--paper:#ffffff;--line:#e6dfd2;--gold:#b8863b;--gold2:#9a6d2a;--goldsoft:#f4ead9;--bg:var(--cream);--card:var(--paper);
--shadow:0 1px 2px rgba(15,27,51,.05),0 10px 30px rgba(15,27,51,.08);--shadow2:0 30px 80px rgba(15,27,51,.25);--serif:Fraunces,Georgia,serif}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.7 Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;-webkit-font-smoothing:antialiased}
a{color:var(--gold2)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.15;font-weight:600;letter-spacing:-.01em}
h1{font-size:clamp(34px,5.6vw,60px);margin:.15em 0 .35em}h2{font-size:clamp(26px,3.6vw,40px);margin:1.6em 0 .4em}h3{font-size:21px;margin:1.3em 0 .4em}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}@media(max-width:600px){.wrap{padding:0 16px}}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold2)}
/* header */
header.top{position:absolute;top:0;left:0;right:0;z-index:20;color:#fff}
header.top.solid{position:relative;background:var(--navy)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:76px;flex-wrap:wrap}
.brand{color:#fff;text-decoration:none;font-family:var(--serif);font-size:21px;font-weight:600;display:flex;align-items:center;gap:11px}
.brand .mark{width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,#d4a35a,#9a6d2a);display:grid;place-items:center;color:#fff;font-size:17px;box-shadow:0 4px 14px rgba(184,134,59,.45)}
nav.main{display:flex;gap:26px;flex-wrap:wrap;align-items:center}nav.main a{color:rgba(255,255,255,.85);text-decoration:none;font-size:15px;font-weight:500}nav.main a:hover{color:#fff}
nav.main a.cta{border:1px solid rgba(255,255,255,.35);padding:8px 16px;border-radius:99px}nav.main a.cta:hover{background:#fff;color:var(--navy)}
@media(max-width:700px){nav.main{gap:16px}nav.main a{font-size:14px}nav.main a.cta{display:none}}
/* hero */
.hero{position:relative;color:#fff;padding:150px 0 120px;background:var(--navy) url(/img/hero.webp) center/cover;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(10,19,38,.95) 0%,rgba(10,19,38,.82) 45%,rgba(10,19,38,.35) 100%)}
.hero .wrap{position:relative}.hero h1{color:#fff;max-width:760px}.hero p.lede{color:rgba(255,255,255,.82);font-size:20px;max-width:600px;margin:0 0 8px}
.hero.sub{padding:130px 0 70px}.hero.sub h1{font-size:clamp(32px,5vw,54px)}
.chip{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.1);backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,.2);color:#fff;padding:6px 14px;border-radius:99px;font-size:13px;font-weight:500}
.chip i{width:7px;height:7px;border-radius:50%;background:#5fd39a;box-shadow:0 0 0 4px rgba(95,211,154,.2)}
/* calculator */
.calc{background:var(--paper);color:var(--ink);border-radius:22px;box-shadow:var(--shadow2);padding:28px;margin-top:34px;border:1px solid rgba(255,255,255,.6);max-width:980px}
.calc .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(210px,100%),1fr));gap:16px}
.calc label{display:block;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.calc select,.calc input{width:100%;font:500 17px Inter,system-ui,sans-serif;padding:15px 16px;border:1.5px solid var(--line);border-radius:12px;background:#fbfaf7;color:var(--ink);transition:border-color .15s,box-shadow .15s;appearance:none}
.calc select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235d6779' stroke-width='2' fill='none'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center}
.calc select:focus,.calc input:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 4px rgba(184,134,59,.15)}
.result{margin-top:22px;padding:26px;border-radius:16px;background:linear-gradient(135deg,#0f1b33,#1f3460);color:#fff;display:grid;grid-template-columns:auto 1fr;gap:8px 32px;align-items:center}
@media(max-width:700px){.result{grid-template-columns:1fr}}
.result .per{color:#d9c39d;font-size:12px;letter-spacing:.12em;text-transform:uppercase;font-weight:600}
.result .amt{font-family:var(--serif);font-size:clamp(48px,9vw,72px);color:#fff;font-weight:600;line-height:1}
.result .explain{margin:0;font-size:16px;color:rgba(255,255,255,.88);grid-row:span 2}.result .explain b{color:#fff}
.result .note{grid-column:1/-1;color:rgba(255,255,255,.6);margin:6px 0 0;font-size:13px}.result a{color:#e8c48a}
.note{font-size:14px;color:var(--muted)}
/* trust strip */
.trust{background:var(--paper);border-bottom:1px solid var(--line)}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding-top:26px;padding-bottom:26px}
@media(max-width:800px){.trust .wrap{grid-template-columns:repeat(2,1fr)}}
.trust div b{display:block;font-family:var(--serif);font-size:26px;color:var(--navy);line-height:1.1}.trust div span{font-size:14px;color:var(--muted)}
/* sections */
section.band{padding:90px 0}section.band.white{background:var(--paper)}section.band.dark{background:var(--navy);color:#fff}
section.band.dark h2,section.band.dark h3{color:#fff}section.band.dark p{color:rgba(255,255,255,.8)}
.head{max-width:700px;margin-bottom:40px}.head h2{margin-top:.2em}.head p{color:var(--muted);font-size:18px}
/* map */
.mapwrap{display:grid;grid-template-columns:1.25fr 1fr;gap:48px;align-items:center}@media(max-width:900px){.mapwrap{grid-template-columns:1fr}}
.map svg{width:100%;height:auto;display:block;filter:drop-shadow(0 20px 40px rgba(15,27,51,.12))}
.map svg{max-height:640px}
.map path{fill:#2a4170;stroke:#f7f3ec;stroke-width:1.4;transition:fill .2s;cursor:pointer}
.map a:nth-child(2n) path{fill:#1f3460}.map a:nth-child(3n) path{fill:#34507f}
.map a:hover path,.map a:focus path,.map a.on path{fill:#c99447!important}
.mapinfo{background:var(--paper);border:1px solid var(--line);border-radius:20px;padding:30px;box-shadow:var(--shadow)}
.mapinfo .pn{font-family:var(--serif);font-size:34px;color:var(--navy);line-height:1.1}
.mapinfo .big{font-family:var(--serif);font-size:56px;color:var(--gold2);line-height:1;margin:14px 0 4px}
.provlist{columns:2;column-gap:20px;margin:18px 0 0;padding:0;list-style:none;font-size:15px}.provlist li{break-inside:avoid;padding:5px 0;border-bottom:1px solid var(--line)}
.provlist a{text-decoration:none;color:var(--ink);display:flex;justify-content:space-between}.provlist a:hover{color:var(--gold2)}.provlist a span{color:var(--muted)}
/* province photo cards */
.pcards{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(260px,100%),1fr));gap:18px}
.pcard{position:relative;display:block;border-radius:18px;overflow:hidden;aspect-ratio:4/3;text-decoration:none;color:#fff;background:linear-gradient(135deg,#1a2b4d,#0f1b33);box-shadow:var(--shadow)}
.pcard img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .6s}
.pcard:hover img{transform:scale(1.06)}
.pcard:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,0) 35%,rgba(8,15,30,.85) 100%)}
.pcard .code{position:absolute;top:18px;left:20px;font-family:var(--serif);font-size:64px;line-height:1;color:rgba(255,255,255,.12);z-index:1}
.pcard .meta{position:absolute;left:20px;right:20px;bottom:18px;z-index:2}
.pcard .meta b{display:block;font-family:var(--serif);font-size:24px;font-weight:600}.pcard .meta span{font-size:14px;color:rgba(255,255,255,.8)}
.pcard .arrow{position:absolute;right:18px;bottom:20px;z-index:2;width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.15);display:grid;place-items:center;transition:background .2s}
.pcard:hover .arrow{background:var(--gold)}
/* steps + cards */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(260px,100%),1fr));gap:22px;counter-reset:s}
.step{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:var(--shadow)}
.step:before{counter-increment:s;content:"0" counter(s);font-family:var(--serif);font-size:40px;color:var(--gold);display:block;line-height:1;margin-bottom:10px}
.step h3{margin:0 0 6px}.step p{margin:0;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(250px,100%),1fr));gap:18px;margin:16px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:var(--shadow);text-decoration:none;color:var(--ink);display:block;transition:transform .2s,border-color .2s}
a.card:hover{border-color:var(--gold);transform:translateY(-3px)}.card h3{margin:0 0 6px;font-size:20px}.card p{margin:0;color:var(--muted);font-size:15px}
.card .ico{width:46px;height:46px;border-radius:12px;background:var(--goldsoft);color:var(--gold2);display:grid;place-items:center;font-size:22px;margin-bottom:14px}
.gcard{padding:0;overflow:hidden}.gcard img{width:100%;aspect-ratio:16/9;object-fit:cover;display:block}.gcard div{padding:20px 22px}
/* tables */
table.t{width:100%;border-collapse:collapse;background:var(--card);font-size:15px}
table.t th,table.t td{padding:13px 16px;border-bottom:1px solid var(--line);text-align:right}table.t th:first-child,table.t td:first-child{text-align:left}
table.t th{background:var(--navy);color:#fff;font-weight:600;font-size:13px;letter-spacing:.04em;text-transform:uppercase}
table.t tr:hover td{background:#fbf7ef}
.tscroll{overflow-x:auto;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow)}
/* ads: built to look like real social ads and stand out from the page */
.ad{--ab:#0f1b33;--af:#fff;--ac:#e8c48a;position:relative;display:grid;grid-template-columns:200px minmax(0,1fr) auto;align-items:center;gap:0 22px;margin:34px 0;border-radius:20px;overflow:hidden;background:var(--ab);color:var(--af);box-shadow:0 18px 50px rgba(15,27,51,.28);min-height:150px;transition:transform .2s,box-shadow .2s}
.ad:hover{transform:translateY(-3px);box-shadow:0 26px 60px rgba(15,27,51,.35)}
.ad .lbl{position:absolute;top:10px;right:12px;z-index:3;font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;background:rgba(255,255,255,.16);color:var(--af);padding:3px 8px;border-radius:6px}
.ad .media{align-self:stretch;min-height:150px;background:var(--ac);display:grid;place-items:center;position:relative;background-size:cover;background-position:center}
.ad .media.photo:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,transparent 55%,var(--ab))}
.ad .media .big{font-family:var(--serif);font-size:56px;font-weight:600;color:var(--ab);line-height:1}
.ad .media .big.sun{font-size:70px}
.ad .media.logo-media{background:#fff}.ad .media.logo-media img{max-width:72%;max-height:110px;object-fit:contain}
.ad .txt{padding:22px 0;min-width:0}.ad .brandrow{display:flex;align-items:center;gap:9px;margin-bottom:6px}
.ad .mini{width:26px;height:26px;border-radius:7px;background:var(--ac);color:var(--ab);display:grid;place-items:center;font-size:11px;font-weight:800;overflow:hidden}.ad .mini img{width:100%;height:100%;object-fit:contain;background:#fff}
.ad .firm{font-size:13px;font-weight:600;opacity:.8;letter-spacing:.02em}
.ad h4{margin:0 0 4px;font-family:var(--serif);font-size:24px;line-height:1.2;color:var(--af);font-weight:600}
.ad p{margin:0;font-size:15px;opacity:.82;color:var(--af)}
.ad .cta{margin-right:24px;white-space:nowrap;background:var(--ac);color:var(--ab)!important;font-weight:700;text-decoration:none;padding:13px 20px;border-radius:12px;font-size:15px;box-shadow:0 8px 20px rgba(0,0,0,.25)}
.ad .cta:hover{filter:brightness(1.08)}
.ad-open{background:linear-gradient(120deg,#0f1b33 0%,#1f3460 60%,#2d4a86 100%);--ac:#e8b25a}
.ad-open .media{background:linear-gradient(135deg,#f0c36e,#b8863b)}
.ad-open .pulse{position:absolute;top:16px;left:16px;width:10px;height:10px;border-radius:50%;background:#5fd39a;animation:pulse 1.8s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(95,211,154,.7)}70%{box-shadow:0 0 0 12px rgba(95,211,154,0)}100%{box-shadow:0 0 0 0 rgba(95,211,154,0)}}
.ad-featured.ad-open{outline:2px solid #e8b25a;outline-offset:-2px}
@media(max-width:760px){.ad{grid-template-columns:1fr}.ad .media{min-height:170px}.ad .media.photo:after{background:linear-gradient(180deg,transparent 50%,var(--ab))}.ad .txt{padding:18px 20px 6px}.ad .cta{margin:12px 20px 20px;text-align:center}}
aside .ad{grid-template-columns:1fr;position:sticky;top:20px;margin-top:0}
aside .ad .media{min-height:180px}aside .ad .media.photo:after{background:linear-gradient(180deg,transparent 50%,var(--ab))}
aside .ad .txt{padding:16px 20px 4px}aside .ad h4{font-size:21px}aside .ad .cta{margin:12px 20px 20px;text-align:center}
.btn{display:inline-block;background:linear-gradient(135deg,#c99447,#9a6d2a);color:#fff!important;text-decoration:none;padding:13px 22px;border-radius:12px;font-weight:600;font-size:15px;border:0;cursor:pointer;box-shadow:0 6px 18px rgba(184,134,59,.35);transition:transform .15s}
.btn:hover{transform:translateY(-1px)}.btn.light{background:#fff;color:var(--navy)!important;box-shadow:none}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:40px;padding-top:30px}@media (max-width:960px){.layout{grid-template-columns:minmax(0,1fr)}}
aside .ad{flex-direction:column;align-items:flex-start;position:sticky;top:20px}
.crumbs{font-size:14px;color:rgba(255,255,255,.7);margin:0 0 10px}.crumbs a{color:rgba(255,255,255,.85);text-decoration:none}
main .crumbs{color:var(--muted)}main .crumbs a{color:var(--muted)}
.callout{background:var(--goldsoft);border-left:4px solid var(--gold);padding:16px 20px;border-radius:0 14px 14px 0;margin:22px 0}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:16px 20px;margin:10px 0}.faq summary{cursor:pointer;font-weight:600;color:var(--navy)}
img.feat{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:18px;margin:8px 0 22px;box-shadow:var(--shadow)}
.pill{display:inline-block;padding:7px 14px;border:1px solid var(--line);border-radius:99px;margin:5px 5px 0 0;text-decoration:none;color:var(--ink);font-size:14px;background:var(--card)}
.pill:hover{border-color:var(--gold);color:var(--gold2)}
.lawyer{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center}@media(max-width:900px){.lawyer{grid-template-columns:1fr}}
.lawyer img{width:100%;border-radius:20px;aspect-ratio:4/3;object-fit:cover}
.ticks{list-style:none;padding:0;margin:18px 0 26px}.ticks li{padding:6px 0 6px 30px;position:relative}.ticks li:before{content:"✓";position:absolute;left:0;color:#e8c48a;font-weight:700}
footer{background:#0a1326;color:#9aa6bf;padding:60px 0 36px;font-size:14px}footer a{color:#d4dbe8;text-decoration:none;line-height:2}footer a:hover{color:#fff}
footer .cols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:28px}@media(max-width:800px){footer .cols{grid-template-columns:1fr 1fr}}
footer .fine{border-top:1px solid rgba(255,255,255,.08);margin-top:36px;padding-top:22px;font-size:13px}
.hide{display:none!important}
.ad .logo img{width:100%;height:100%;object-fit:contain;border-radius:14px;background:#fff}
.narrow{max-width:820px}
.adb{display:grid;gap:22px}.adb-step{display:grid;grid-template-columns:52px minmax(0,1fr);gap:18px;background:var(--paper);border:1px solid var(--line);border-radius:20px;padding:26px;box-shadow:var(--shadow)}
.adb-n{width:44px;height:44px;border-radius:50%;background:var(--navy);color:#e8c48a;display:grid;place-items:center;font-family:var(--serif);font-size:20px}
.adb-step h3{margin:6px 0 12px}
@media(max-width:600px){.adb-step{grid-template-columns:1fr;padding:20px}}
.opts{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(230px,100%),1fr));gap:12px}
.opt{position:relative;display:block;border:1.5px solid var(--line);border-radius:14px;padding:16px 16px 16px 44px;cursor:pointer;background:#fbfaf7;transition:border-color .15s}
.opt input{position:absolute;left:16px;top:19px;accent-color:#b8863b;width:18px;height:18px}
.opt b{display:block;color:var(--navy)}.opt span{display:block;font-size:14px;color:var(--muted)}.opt em{display:block;font-style:normal;font-weight:600;color:var(--gold2);margin-top:4px;font-size:14px}
.opt:has(input:checked){border-color:var(--gold);background:var(--goldsoft)}
.opt.sold{opacity:.5;cursor:not-allowed}
.adform{display:grid;grid-template-columns:1fr 1fr;gap:14px}.adform .full{grid-column:1/-1}@media(max-width:600px){.adform{grid-template-columns:1fr}}
.adform label{display:block;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}
.adform input{width:100%;font:500 16px Inter,system-ui,sans-serif;padding:13px 14px;border:1.5px solid var(--line);border-radius:12px;background:#fbfaf7}
.adform input:focus{outline:none;border-color:var(--gold)}
.summary .sumrow{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid var(--line)}.summary .gold b{color:var(--gold2)}
.btn:disabled{opacity:.5;cursor:not-allowed}
.ad .ctas{display:flex;flex-direction:column;gap:8px;margin-right:24px}.ad .ctas .cta{margin:0;text-align:center}
.ad .cta2{background:transparent;border:1.5px solid var(--ac);color:var(--af);font:600 14px Inter,system-ui,sans-serif;padding:10px 16px;border-radius:12px;cursor:pointer;white-space:nowrap}
.ad .cta2:hover{background:rgba(255,255,255,.08)}
@media(max-width:760px){.ad .ctas{margin:12px 20px 20px}}aside .ad .ctas{margin:12px 20px 20px}
.leadbox{position:fixed;inset:0;z-index:100;background:rgba(10,19,38,.6);display:grid;place-items:center;padding:16px;overflow:auto}
.lb-card{position:relative;background:#fff;border-radius:20px;padding:28px;max-width:560px;width:100%;box-shadow:var(--shadow2)}
.lb-card h3{margin:4px 0 6px}.lb-x{position:absolute;top:12px;right:14px;border:0;background:none;font-size:28px;cursor:pointer;color:var(--muted)}
.adform textarea{width:100%;font:500 16px Inter,system-ui,sans-serif;padding:13px 14px;border:1.5px solid var(--line);border-radius:12px;background:#fbfaf7;resize:vertical}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--muted);margin:14px 0 4px}.consent input{margin-top:3px;accent-color:#b8863b}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:18px 0}.stats div{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:18px;box-shadow:var(--shadow)}
.stats b{display:block;font-family:var(--serif);font-size:34px;color:var(--navy);line-height:1}.stats span{font-size:13px;color:var(--muted)}
.spark{display:flex;align-items:flex-end;gap:3px;height:70px;margin:8px 0 4px}.spark i{flex:1;background:#2a4170;border-radius:3px 3px 0 0;min-height:2px}